• DEPOSITS
  • Regular Checking
    -     $50 minimum deposit to open
    - No monthly service charge with a $300 average daily balance (OR $5.00 service charge plus tax)
    - No monthly fees or service charges for students or seniors 59 1/2 or older
  • NOW Checking
    -     Interest Bearing Account
    - $1000 minimum to open and maintain average balance (OR $5.00 service charge plus tax and no interest)
  • SUPER NOW Checking
    -     Interest Bearing Account
    - $2,500 minimum to open and maintain average balance (OR $5.00 service charge plus tax and no interest)
    - WITH ALL CHECKING ACCOUNTS:
    - Unlimited check writing
    - Free Check Imaging
    - Free Financial Organizer for Statements
  • Savings
    -     $50 minimum balance
    - 3 free withdrawals per month, $1 thereafter
    - No monthly service charge with $50 Avg Bal. (OR $2.00 service charge)
      No service charge if statement received electronically.
  • Christmas Club Savings
    -     $25 minimum deposit to open
    - November 1st of each year a check will be issued and mailed.  If a withdrawal is made prior to November 1st the accrued interest will be forfeited.
  • HIFI Savings
    -     $2,500 minimum to open
    - Maintain average daily balance of $2,500 to earn interest
    - 6 withdrawals per month free
  • Certificates of Deposit
    -     Various Maturities from 91 days to 5 years
    - Penalty for early withdrawal
  • IRA's
    -     Certificate of Deposit IRA's
    - 6 month terms with IRA interest rates
    -     Penalty for early withdrawal
  • ATM Cards
    -     Available after 30 days with satisfactory account
    - $5.00 annual fee
    - Ten withdrawals per month free, $0.50 per withdrawal thereafter
    - Transfers can be made between savings and checking accounts
    - (ATM cash withdrawals from savings accounts not permitted)
  • Debit Cards
    -     Available after 30 days with satisfactory account
    -     $15.00 per card number to activate
    - Ten ATM withdrawals per month free, $0.50 per withdrawal thereafter
    - Point of Sale Transactions free
    - Limit 7 transactions per day
    -     Transfers can be made between savings and checking accounts
    - (ATM cash withdrawals from savings accounts not permitted)

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Our Convenient
ATM Locations:
Mt. Pleasant Branch
301 S. Main, Mt. P
- Drive thru ATM
Wayland State Bank
205 West Main, Wayland
- Drive thru ATM

Voice Access Telephone Banking Call:
Toll-Free 877-336-9993
or locally at (319)256-2274




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© Copyright 2004
Wayland State Bank