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- DEPOSITS
- Regular Checking
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$50 minimum deposit to open
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No monthly service charge with a $300 average daily balance
(OR $5.00 service charge plus tax)
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No monthly fees or service charges for students or seniors 59
1/2 or older
- NOW Checking
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Interest Bearing Account
- $1000 minimum to open and maintain average balance (OR
$5.00 service charge plus tax and no interest)
- SUPER NOW Checking
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Interest Bearing Account
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$2,500 minimum to open and maintain average balance (OR
$5.00 service charge plus tax and no interest)
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WITH ALL CHECKING ACCOUNTS:
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Unlimited check writing
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Free Check Imaging
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Free Financial Organizer for Statements
- Savings
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$50 minimum balance
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3 free withdrawals per month, $1 thereafter
- No monthly service charge with $50 Avg Bal. (OR $2.00 service charge)
No service charge if statement received electronically.
- Christmas Club Savings
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$25 minimum deposit to open
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November 1st of each year a check will be issued and mailed.
If a withdrawal is made prior to November 1st the accrued interest
will be forfeited.
- HIFI Savings
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$2,500 minimum to open
- Maintain average daily balance of $2,500 to earn interest
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6 withdrawals per month free
- Certificates of Deposit
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Various Maturities from 91 days to 5 years
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Penalty for early withdrawal
- IRA's
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Certificate of Deposit IRA's
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6 month terms with IRA interest rates
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Penalty for early withdrawal
- ATM Cards
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Available after 30 days with satisfactory account
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$5.00 annual fee
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Ten withdrawals per month free, $0.50 per withdrawal thereafter
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Transfers can be made between savings and checking accounts
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(ATM cash withdrawals from savings accounts not permitted)
- Debit Cards
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Available after 30 days with satisfactory account
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$15.00 per card number to activate
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Ten ATM withdrawals per month free, $0.50 per withdrawal thereafter
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Point of Sale Transactions free
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Limit 7 transactions per day
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Transfers can be made between savings and checking accounts
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(ATM cash withdrawals from savings accounts not permitted)
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News and Info
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